BAREILLY: Deducting a sum of Rs 400 from the recurring deposit account of a sitting judge of the district court without a valid reason proved costly for the State Bank of India (SBI) main branch here. The consumer court slapped a fine of Rs 2,000 on the bank and ordered it to refund Rs 400 that was deducted from the judge's account.
The complainant, Mridulesh Kumar Singh, posted as the Additional District and Sessions Judge, fast track court, Bareilly, had opened a recurring deposit account at SBI branch in 2013 for one year, his lawyer Sanjay Verma said.
"The total maturity amount was Rs 1.25 lakh approximately due for October 2014. At the time of maturity, instead of taking the entire amount in cash or cheque, Singh had requested the bank authorities to transfer the amount to his savings account. The application was submitted three days before the date of maturity," Verma added.
However, the bank deducted a sum of Rs 400 without giving any valid reason. Singh repeatedly tried to seek the bank's view on the reasons behind the deduction but to no avail.
Then he chose to file a petition through his counsel at the District Consumer Forum, where during the course of hearings the SBI counsel tried to justify the deduction which was challenged by the counsel of the petitioner.
District Consumer Forum chairman Mohd Adil while delivering the judgement on Saturday slapped a fine of Rs 2,000 on SBI as the cost of litigation and other miscellaneous charges which would be realized from the bank and paid to the complainant. Besides, the forum also asked the bank to refund the amount of Rs 400 which it had deducted from Singh's account.
Verma told TOI, "The objective behind filing the case was to make the common man aware of his rights. If a person in such a senior position is at the receiving end of arbitrary functioning of banks, then one can very well imagine the plight of the common man."
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The complainant, Mridulesh Kumar Singh, posted as the Additional District and Sessions Judge, fast track court, Bareilly, had opened a recurring deposit account at SBI branch in 2013 for one year, his lawyer Sanjay Verma said.
"The total maturity amount was Rs 1.25 lakh approximately due for October 2014. At the time of maturity, instead of taking the entire amount in cash or cheque, Singh had requested the bank authorities to transfer the amount to his savings account. The application was submitted three days before the date of maturity," Verma added.
However, the bank deducted a sum of Rs 400 without giving any valid reason. Singh repeatedly tried to seek the bank's view on the reasons behind the deduction but to no avail.
Then he chose to file a petition through his counsel at the District Consumer Forum, where during the course of hearings the SBI counsel tried to justify the deduction which was challenged by the counsel of the petitioner.
District Consumer Forum chairman Mohd Adil while delivering the judgement on Saturday slapped a fine of Rs 2,000 on SBI as the cost of litigation and other miscellaneous charges which would be realized from the bank and paid to the complainant. Besides, the forum also asked the bank to refund the amount of Rs 400 which it had deducted from Singh's account.
Verma told TOI, "The objective behind filing the case was to make the common man aware of his rights. If a person in such a senior position is at the receiving end of arbitrary functioning of banks, then one can very well imagine the plight of the common man."
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